Hello,without much ado,we all know the importance of loans when in dire needs but accessing the facility is always a rigorous process.For this reason i have decided to write about certain companies that give fast and quick loans without taking you through much stringent rules.
However,i would like you to know, that quick loans are basically resorted to when in need of cash to solve certain financial problems like the payment of bills,school fees for kids and some other projects that requires immediate attention.Quick loans should not be resorted to when sourcing funds to run or expand an existing business as they are usually short termed with high interest rate.Haven said that,i shall quickly list a few companies in Lagos that offer these loans.
1.CASH AND BALANCE NIG.LTD
This company is located in Lagos and has four offices in the metropolis.All that is required for loan is for you to provide something of value like laptop,gold,car etc,this will serve as your collateral.You will usually be offered 2/3rd of the value of your collateral as loan.Their interest rate is between 10-25% monthly.
1.35,Obafemi Awolowo Way(2nd floor),Ikeja,lagos.
2.57,Igbosere Road/Lewis Street,Lagos Island.
3.7,Awolowo Way,Oppsite Ikeja Local Govt(2nd floor),Ikeja,Lagos.
4. 55,Ojuelegba Road,Surulere,Lagos.
Office hours:8 a.m-4 p.m, Mon-Fri. 10 a.m-2 p.m Saturdays.
You can visit their office or call any of their numbers for enquiries.
2.JOSAM GLOBAL INVESTMENT
They are also located in Lagos.Like Cash and Balance,they accept valuables like gold etc.Their interest rate is a negotiable 25% monthly on the amount loaned.Their numbers are 08023827807,08191708133,08191708132,08139520268.
3.BIG WASH LTD
The company is located in Lagos with about three offices.They do not require any valuable from you,all you do is provide a guarantor who will assure them that in the event of your failure to pay back the loan,he will shoulder it.This guarantorship type of loan usually comes with 5% interest monthly for a period of six months.
The other type of loan is the one where you are required to drop 30% of the required sum you requested for,this usually comes with a 10% interest monthly for a period of three months,the 30% is actually the interest for the three months, paid upfront.Their numbers are 08099335897,08088448811.
You may call their numbers for enquiries